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Secured loans: These require collateral (such as property or savings) and sometimes come with lower interest rates due to lowered lender threat. Credit unions: Often more versatile than conventional banks, credit score unions could provide extra favorable phrases for people with poor credit histories. Peer-to-peer lending: Online platforms join debtors with individual investors, which may lead to higher charges than conventional lenders.\
Borrowers should weigh the professionals and cons of every option to determine out which route is greatest suited to their situat
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